金融小知識：利率會以什麼方式影響貨幣？

原文出自 ForexNews.com 的「今日問答 (Question and Answer of the Day)」專欄。今天的主題是《How Do Interest Rates Affect Currencies?》，特別記錄下來供日後參考。

How Do Interest Rates Affect Currencies?

利率會以什麼方式影響貨幣？

Interest rates are one of the most important fundamental factors that influence the value of a currency. The higher the interest rate, the more desirable the currency. For example, the interest rate in Australia is currently paying 4.75%, and the rate in the US is 0.25%. Where would you prefer to keep your money, all other things being equal?

在會影響貨幣價值的要素當中，利率是其中一項最重要的基本要素。利率越高，持有貨幣的意願就會越高。舉例來說，目前澳洲的利率是 4.75%，而美國的利率則是0.25%。在其他條件都相同的情況下，您會想要把錢存在哪個國家？

This gives way to the carry trade, and is also one of the reasons why forex trading is so popular!

這種關係造就了套利交易的方式，而且也是外匯交易如此受歡迎的其中一項原因！